Products and Services

Our goal is to help you manage your company’s money and maximize cash flow. M&M Bank’s new Cash Management Services are specifically designed to do exactly that. If you have any questions or would like to schedule an appointment to discuss these services and their benefits in more detail, please call Lauren Faucett at 228-934-1258.

Merchant Services

M&M Bank in partnership with Payment Express Systems offers a wide range of credit and debit card payment processing services for our business customers.

Competitive Processing Rates. Contact our Card Services Department at (228) 934-1229 for current processing rates.

Merchants receive instant authorization and the funds are deposited into the merchant’s checking account within 48 business hours.

24-Hour Customer Service Support.
Local representatives facilitate quick problem resolution.

We provide processing for VISA, MasterCard, American Express, Discover, Diners, Carte Blanche, JCB, and Debit Networks.

Business Bill Pay

Pay your bills online, anytime. Day or night, Bill Pay gives you the flexibility to schedule one-time payments or recurring payments right from your computer. You’ll no longer worry about postage, paper checks and potential fraud or last-minute trips to the Post Office!

Remote Deposit Capture

Save trips to the bank and have the benefit of same day deposits by scanning check payments at your location. Deposits made by 5:00 PM Central Time will be posted to your account on the same business day.

ACH Origination Services

Provide your employees direct deposit for payroll while avoiding the time and effort of issuing payroll checks. ACH Origination allows the generation of corporate or cash concentration transactions for next day settlement.

ACH Notification

Avoid potential fraud by subscribing to the ACH Notification service. You will receive e-mail notification of any incoming ACH item that is scheduled to post against your account(s) the same business day. This allows time to verify that transaction is legitimate.


External Link Disclaimer

Merchants & Marine Bank (M&M Bank) has no control over information at any site
hyperlinked to or from this Site. M&M Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by M&M Bank of any information in any hyperlinked site. In no event shall M&M Bank be responsible for your use of a hyperlinked site.


Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.