Credit Bureau

Equifax, Experian, and Transunion

These are the three largest nationwide providers of consumer credit reports. Their reports contain: 

  • Information about your payment history
  • How much credit you have
  • How much credit you use
  • Information from debt buyers and collectors including medical debt
  • Public information, like bankruptcies, liens, and judgments 

Each of these companies will provide one free credit report every 12 months if you request it. will route you to any of the three nationwide consumer reporting agencies you select. Before giving you a copy of your report, each of these three agencies will ask questions to verify your identity. These questions are designed to be those only you can answer. If you run into difficulty getting your free Equifax, Experian, or Transunion annual credit report(s) from, you can contact the agencies directly for help at the following toll-free phone numbers:

  • Equifax, 800-525-6285 (option 6)
  • Experian, 888-397-3742 (option 2 followed by option 1)
  • Transunion, 800-680-7289 (option 2)

External Link Disclaimer

Merchants & Marine Bank (M&M Bank) has no control over information at any site
hyperlinked to or from this Site. M&M Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by M&M Bank of any information in any hyperlinked site. In no event shall M&M Bank be responsible for your use of a hyperlinked site.


Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.