Personal Checking

M&M Bank offers four great personal checking options. The minimum opening deposit is just $50 on any account you choose. Choose the one that fits your lifestyle and open it today!

All checking accounts include:

  • Debit Card
  • Internet banking
  • M&M Bank mobile banking app
  • e-statements
  • Internet bill pay
  • Ability to export to Quicken or Microsoft Money
  • Check images for easy record keeping
  • No per-check charge

M&M Checking

Basic checking designed to save you money.

  • First order of wallet checks are provided.
  • No minimum balance.
  • No monthly service charge.

Preferred Rate Checking

Earn interest on your checking.

  • Up to 3 orders of wallet checks provided per year.
  • Tiered rates with potential for additional interest on balances over $1,500.
  • Interest is compounded monthly and credited monthly.
  • Only $8 monthly charge if minimum balance falls below $1,500.

50+ Interest Checking

For customers 50 and over.

  • Up to 3 orders of wallet checks provided per year
  • Interest is compounded monthly and credited monthly.
  • No minimum balance.
  • No monthly service charge.

Direct Pay Interest Checking

Checking with the convenience of direct deposit and automatic payment.

  • First order of wallet checks are provided.
  • Interest is compounded monthly and credited monthly.
  • No minimum balance.
  • No monthly service charge.

External Link Disclaimer

Merchants & Marine Bank (M&M Bank) has no control over information at any site
hyperlinked to or from this Site. M&M Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by M&M Bank of any information in any hyperlinked site. In no event shall M&M Bank be responsible for your use of a hyperlinked site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.

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