M&M Bank offers five great personal checking options. The minimum opening deposit is just $50 on most accounts; the minimum opening deposit for Scholar Checking is $25. Choose the account that fits your lifestyle and money management needs and open it today!
All checking accounts earn interest and include these benefits at no additional charge:
- Online Banking with Total Money Manager
- Online Bill Pay
- Mobile Banking1
- Mobile Deposit2
- Debit Card with Card Protect and Mobile Wallet capability
- eStatements
- Check images for easy record keeping
- Ability to export to Quicken or Microsoft Money
- No per-check charge
Legacy Checking3
Our most popular account for everyday banking.
- Up to three (3) no-fee nationwide ATM transactions per month.4
- $3 monthly service charge if minimum daily balance falls below $300.
Silver Checking3
For customers 55 and over.
- Up to two (2) orders of wallet style checks included per year
- $3 monthly service charge if minimum daily balance falls below $100.
Premier Checking3
Get the most from your money.
- Tiered rates with potential for additional interest on balances over $2,500.
- Interest is compounded monthly and credited monthly.
- Up to three (3) no-fee nationwide ATM transactions per month.4
- $10 monthly service charge if minimum daily balance falls below $2,500.
Aspire Checking
For those who are just getting started, or who need a fresh start.
- $10 monthly service charge with Direct Deposit; otherwise $12 monthly service charge.
- Eligible for different checking account type after 18 months
Scholar Checking
For customers ages 15 – 25.
- No monthly service charge.
- Online Banking and eStatements required.
- Up to three (3) no-fee nationwide ATM transactions per month.4
1Account eligibility requirements apply.
2Data charges from your mobile carrier may apply.
3Other ways to avoid monthly service charge: eStatement, Direct Deposit, Auto Pay, M&M Loan
4M&M Bank will refund up to three (3) ATM transaction fees per month, up to a total of $15 each month.