Personal Checking

M&M Bank offers five great personal checking options. The minimum opening deposit is just $50 on most accounts; the minimum opening deposit for Scholar Checking is $25. Choose the account that fits your lifestyle and money management needs and open it today!

All checking accounts earn interest and include these benefits at no additional charge:

  • Online Banking with Total Money Manager
  • Online Bill Pay
  • Mobile Banking1
  • Mobile Deposit2
  • Debit Card with Card Protect and Mobile Wallet capability
  • eStatements
  • Check images for easy record keeping
  • Ability to export to Quicken or Microsoft Money
  • No per-check charge

Legacy Checking3

Our most popular account for everyday banking.

  • Up to three (3) no-fee nationwide ATM transactions per month.4
  • $3 monthly service charge if minimum daily balance falls below $300.

Silver Checking3

For customers 55 and over.

  • Up to two (2) orders of wallet style checks included per year
  • $3 monthly service charge if minimum daily balance falls below $100.

Premier Checking3

Get the most from your money.

  • Tiered rates with potential for additional interest on balances over $2,500.
  • Interest is compounded monthly and credited monthly.
  • Up to three (3) no-fee nationwide ATM transactions per month.4
  • $10 monthly service charge if minimum daily balance falls below $2,500.

Aspire Checking

For those who are just getting started, or who need a fresh start.

  • $10 monthly service charge with Direct Deposit; otherwise $12 monthly service charge.
  • Eligible for different checking account type after 18 months

Scholar Checking

For customers ages 15 – 25. 

  • No monthly service charge.
  • Online Banking and eStatements required.
  • Up to three (3) no-fee nationwide ATM transactions per month.4

 

1Account eligibility requirements apply.

2Data charges from your mobile carrier may apply.

3Other ways to avoid monthly service charge: eStatement, Direct Deposit, Auto Pay, M&M Loan

4M&M Bank will refund up to three (3) ATM transaction fees per month, up to a total of $15 each month.

External Link Disclaimer

Merchants & Marine Bank (M&M Bank) has no control over information at any site
hyperlinked to or from this Site. M&M Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by M&M Bank of any information in any hyperlinked site. In no event shall M&M Bank be responsible for your use of a hyperlinked site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.

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