Loans

Loan decisions are made right here, at home and are not sold in the open market to another financial institution. Even more importantly, the money stays right here in our community helping to grow and strengthen the local economy. Please come by and meet one of our friendly bankers. They will help you put together a loan that’s right for you.

Personal Loans

We realize that financial burdens come up. When that occurs, come talk to us and let us tackle that financial hurdle together. We can make loans for just about anything. Here are just a few of the benefits of our personal loans:

  • Competitive interest rates, flexible terms, and fast turnaround.
  • Set your own payment due date.
  • Save 0.50% off your loan rate with continuous automatic payments from your M&M account.

Auto, Boats, RV Loans

Shopping for a new car, boat, or RV? Considering a refinance? We can help!

  • Affordable down payments.
  • Fixed, competitive rates.
  • No prepayment penalties.

Construction Loans

Sometimes the best way to find the perfect building is to build it yourself! We can provide financing for residential or commercial new construction, expansion, or remodeling. Our experienced loan officers know all the ins and outs of the business and can assist you from start to finish.

  • Interest only options during the construction phase.
  • Local branches to help administer construction draws.

Home Equity Loans

By using the equity you've built up in your primary residence, a fixed rate Home Equity Loan or variable rate Home Equity Line of Credit (HELOC) is the perfect way to borrow money for fixing up your home, paying for college, or any other borrowing need you may have.

  • Easy access to your account with Home Equity Line checks.
  • Provides peace of mind should unexpected expenses arise.
  • HELOCs may be eligible for no closing costs.
  • Low-rate options that are potentially tax deductible* (Disclaimer-consult with your accountant).

All loans subject to credit approval.

External Link Disclaimer

Merchants & Marine Bank (M&M Bank) has no control over information at any site
hyperlinked to or from this Site. M&M Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by M&M Bank of any information in any hyperlinked site. In no event shall M&M Bank be responsible for your use of a hyperlinked site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.

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