Personal Savings

M&M Bank offers great personal savings account options with competitive interest rates. Limited transactions per month apply. Choose the account that fits your lifestyle and open it today!

M&M Savings

  • Minimum Deposit to open account is $1.
  • The M&M Savings Account may be linked to an M&M Checking Account.
  • A minimum of $25 is automatically transferred monthly from the linked M&M Checking Account.
  • Interest is compounded daily and credited quarterly. 

Silver Savings

  • Minimum Deposit to open account is $100.
  • Three withdrawals per month and then $1 each additional withdrawal during the same month.
  • Balances above $100 earn interest and avoid $1 monthly service fee.
  • Interest is compounded daily and credited quarterly.

KIDZ Club Savings

KIDZ Club Savings is designed for children up to age 12.

  • Minimum Deposit to open account is $10.
  • Balances above $10 will earn interest.
  • One withdrawal per calendar quarter and $1 for each additional withdrawal during the same quarter.
  • Interest is compounded daily and credited quarterly.

Christmas Club

Christmas Club is designed to save extra cash for Christmas!

  • Minimum Deposit to open is $2.
  • Available only with a transfer from an M&M Checking Account.
  • Interest will be credited to the account at maturity. Account matures in October of each year and the balance will be transferred into your M&M Account.
  • Early withdrawal of funds may result in a $3 service fee. 
  • Account automatically renews each year unless otherwise specified. 

Money Market Fund

  • Minimum $2,500 to open.
  • Minimum daily balance of $500 to avoid a $5 monthly service fee.
  • Balances of $2,500 earn interest.
  • Tiered rate account.
  • Interest is compounded monthly and credited monthly.
  • Six withdrawals per month and $5 for each additional withdrawal during the same month.

Super Money Market Fund

  • Minimum $5,000 to open.
  • Minimum daily balance of $5,000 to earn interest and avoid a $10 monthly service fee.
  • Items deposited in excess of 30 per statement cycle are 20¢ each.
  • Tiered rate account.
  • Interest is compounded monthly and credited monthly.
  • Six withdrawals per month and $5 for each additional withdrawal during the same month.

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Merchants & Marine Bank (M&M Bank) has no control over information at any site
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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.

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