Personal Savings

M&M Bank offers great personal savings account options with competitive interest rates. Limited transactions per month apply. Choose the account that fits your lifestyle and open it today!

Legacy Savings

For those who want a traditional savings account.

  • Minimum opening deposit: $100.
  • Balances above $100 will earn interest
  • $2 monthly service charge if minimum daily balance falls below $100.
  • Three (3) withdrawals per month; $2 for each additional withdrawal during the same month.
  • Interest is compounded daily and credited quarterly.

Scholar Savings

For customers ages 15 – 25.

  • Minimum opening deposit: $100.
  • Balances above $100 will earn interest
  • $2 monthly service charge if minimum daily balance falls below $100.
  • Three (3) withdrawals per month; $2 for each additional withdrawal during the same month.
  • eStatements required; $3 paper statement fee. 
  • Interest is compounded daily and credited quarterly. 

Kidz Club Savings

Kidz Club Savings is designed for children up to age 14.

  • Minimum opening deposit: $25.
  • Balances above $25 will earn interest.
  • No monthly service charge.
  • One (1) withdrawal per calendar quarter; $2 for each additional withdrawal during the same quarter.
  • Interest is compounded daily and credited quarterly.

Christmas Club

Save extra cash for Christmas!

  • Minimum opening deposit: $25.
  • Balances above $100 will earn interest.
  • No monthly service charge.
  • $5 fee for any withdrawal before maturity. 
  • Account matures in October of each year. 

Money Market 

Earn interest with more access flexibility.

  • Minimum opening deposit: $2,500 to open.
  • Minimum daily balance to earn interest: $2,500
  • $10 monthly service charge if minimum daily balance falls below $2,500.
  • Six (6) withdrawals per month; $2 for each additional withdrawal during the same month.

External Link Disclaimer

Merchants & Marine Bank (M&M Bank) has no control over information at any site
hyperlinked to or from this Site. M&M Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by M&M Bank of any information in any hyperlinked site. In no event shall M&M Bank be responsible for your use of a hyperlinked site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Merchants & Marine Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Merchants & Marine Bank directly at your nearest bank branch.

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