CDs & IRAs

Internet Banking

CDs & IRAs


Individual Retirement Account (IRA)

An Individual Retirement Account (IRA) is a savings plan designed to supplement retirement income from Social Security and pension plans. IRA plans are generally available with terms of one to five years.

REQUIREMENTS: $500.00 minimum to open an IRA.

Withdrawal before maturity may incur a significant interest penalty.

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Certificates of Deposit
Regular and Jumbo Certificates of Deposit
(CD)

Certificates of Deposit are generally available from three (3) months to five (5) years.

  • Certificates of Deposit can be issued with automatic renewals.
  • Customers select the maturity which best fits their needs.
  • Interest rate is locked in for the term and there is no maintenance fee.
REQUIREMENTS: Minimum deposit to purchase a Certificate is
$1,000.00 for a year or more;
$2,500.00 for less than a year

Withdrawal before maturity may incur a significant interest penalty.

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