Personal Loans

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M&M Bank is a community bank where loan decisions are made locally and will not be sold in the open market to another financial company.  Our experienced loan officers can help you get just the kind of loan you need so that your finances will fit your budget. Please come by and see one of hometown people and apply for a hometown loan!  

Personal Loans

We realize that financial burdens come up!  And when that happens come talk to us and let's tackle that financial hurdle together.  We can make loans for just about anything.  Here are just a few of the benefits of our personal loans: 

  • Competitive Interest Rates, flexible terms, and fast turnaround
  • Set your own payment due date
  • Save.50% off your loan rate with continuous automatic payments from your checking account.

Auto, Boats, RV Loans

Shopping for a new car, boat, or RV?  Considering a refinance?

  • Affordable down payments
  • Fixed, competitive rates
  • No Prepayment Penalties

Residential Construction Loans

Sometimes the best way to find the perfect to build it yourself. We can provide you with financing for residential or commercial new construction, expansion, or remodeling. Our experienced loan officers know all the ins and outs of the business and can assist you from start to finish.

  • Interest only options during the construction phase
  • Local branches to help administer construction draws

Home Equity Loans

By using the equity you've built up in your primary residence, a fixed rate Home Equity Loan or variable rate Home Equity Line of Credit is the perfect way to borrow money for fixing up your home, paying for college or any other borrowing need you may have. 

  • Easy access to your account with Home Equity Line checks
  • Provides peace of mind should unexpected expenses arise
  • No Closing Costs* (Disclaimer- if paid off and closed within one year)
  • Low-rate options that are potentially tax deductible* (Disclaimer-consult with your accountant)



All loans subject to credit approval.