CDs & IRAs

Internet Banking

Individual Retirement Account (IRA)

An Individual Retirement Account (IRA) is a savings plan designed to supplement retirement income from Social Security and pension plans. IRA plans are generally available with terms of one to five years.

REQUIREMENTS: $500.00 minimum to open an IRA.

A penalty may be imposed for early withdrawal before maturity. 

 

 
Certificates of Deposit
Regular and Jumbo Certificates of Deposit
(CD)

Certificates of Deposit are generally available from three (3) months to five (5) years.

  • Certificates of Deposit can be issued with automatic renewals.
  • Customers select the maturity which best fits their needs.
  • Interest rate is locked in for the term and there is no maintenance fee.
REQUIREMENTS: $1,000.00 minimum deposit to open a CD

A penalty may be imposed for early withdrawal before maturity.